We are Commercial Mortgage specialists, providing access to both mainstream and bespoke specialist commercial lenders. 

We offer:

  • Market leading rates
  • No upfront fees
  • Same day agreement in principle
  • Mortgages for trading businesses and commercial investment purposes
  • 100% LTV available with additional security
  • Interest only mortgages
  • No maximum loan amount

What is a Commercial Mortgages?

A Commercial Mortgage can be used for funding the purchase or re-mortgaging of a property that is primarily for commercial or business use, and can be arranged for a trading business to trade from, or alternatively as a form of investment (commercial buy to let mortgage).

A commercial mortgage can be used on a fully commercial property, such as offices, retail units, or warehouses. It can also be used on semi commercial properties, for example, a shop with residential accommodation above, or a house with a commercial unit attached.

Commercial Mortgages are provided by banks and other specialist lending institutes. They are considered a complex type of lending requiring a higher level of expertise to successfully arrange.

Commercial Mortgages

Commercial Loan to Value (LTV) Ratio's

The current typical LTV (loan to value) for a Commercial Mortgage is 70%. However, our expertise gives you access to commercial banks/funding institutions who provide lending up to 75% on a standalone basis, or 100% with additional security if available.

Commercial Interest Rates

High Street banks are able to provide us with rates from 1.9% above the bank of England base rate, but the interest rates for commercial mortgages vary according to a number of factors including but not limited to:

  • Property type
  • LTV
  • Size of loan
  • Repayment terms
  • Credit score
  • Income cover
  • Length of time your business has been trading
  • Business profitability

Given the complexity of arranging a mortgage of this type, it is crucial that you seek the right advice. To ensure that you get the best Commercial Mortgage deal for your business, click here:

Our Commitment To You:

We will find the most suitable cover for you with the most appropriate premiums

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

Financial Services Warehouse Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Financial Services Warehouse Ltd is registered in England and Wales with company number: 8737701.

Registered Office: First Floor, 31 Peel Street, Eccles, Manchester, M30 0NG